Phillip Managed Account for Retirement (PMART)



In November 1996, the Employees Provident Fund (EPF) launched the EPF Investment of Members Saving Scheme. Contributors are allowed to invest a portion of their savings through appointed Fund Management Institutions (FMIs). The Scheme offers EPF contributors an alternative to invest their EPF Savings. Phillip Capital Management Sdn Bhd (PCM) is one of FMIs appointed by the Ministry of Finance to manage EPF funds under this Scheme.


Brief Description of the Account

PMART accounts are offered by PCM to individuals with balance exceeding Basic Saving in Account 1 (Retirement Account) and have not reached the age of 55. PMART allows individuals to invest in stock listed on Bursa Malaysia using your EPF savings.


Benefits to clients

  • Benefits to clients
  • Planning for retirement
  • Overcome declining purchasing power

    Mode of Purchase or Investment

    If you are interested to open PMART account, kindly contact our Client Services at 03-27830300 or email us at


    Rates and Charges (if applicable)

    Management fees, Service Fees, Custodian Charges and other charges are applicable.



    The information contained herein does not constitute an offer, invitation or solicitation to invest in Phillip Capital Management Sdn Bhd (“PCM”). No part of this document may be circulated or reproduced without prior permission of PCM. Any investment product or service offered by PCM is not obligations of, deposits in or guaranteed by PCM. Investment in shares may go up as well as down. If investors are in any doubt about any feature or nature of the investment, they should consult PCM to obtain further information before investing or seek other professional advice for their specific investment needs or financial situations. Information contained herein is subject to change without any notice. Under all circumstances, investors are advised to consider the fees and charges involved before investing. To the best knowledge of the Manager and the Investment Manager, transaction undertaken by or on behalf of the Funds is done in the interest of the Unit holders. Where a conflict of interest arises due to the Director’s holding substantial shareholding or directorship of a company and the Funds invest in that particular company’s securities, the said member shall refrain from any decision-making relating to that particular company’s securities. There are risks involve, and investors should rely on their own evaluation or should consult a professional adviser to access the merits and risks before investing.